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M Skelton Newcastle 24 Novr 1795 Birthwaite Yorkshire Sir I rec[eive]d your letter of the 14th Inst & observe what you say respecting the Charge in the Bankers Accot of £3-18s for sundry small Bills discounted by Me. This transaction took place when the Lead Agents were last down here for Subsistance Money and when I got the Money at the Bank I discounted some Bills which we had received for Lead, thinking it equally the same to Coll Beaumont as to take up Money at the Bank on Interest. the Interest being the same upon Bills Discounted as upon Money Borrowed & of course it was only necessary to be paid for one of them. I desired the Bankers to make out their Accots in future in the way you mention I am yours etc J.S