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Mr Morrison <Nc> 12th October 1809 Sir I am sorry you should feel disappointed at not receiving an offer from me along with the observations I took the liberty of submitting to you, the fact is I cannot see what proposal I can make from the present of our affairs I shall annex a Statement of Mr Ludlow’s property to my own, and I think when you have examined it, you will be satisfied that nothing can be expected from us. I remain Anthony Nichol Mrs Ludlow’s property <1 Jany 1809> Money in the business provided all our Debts were collected £1059-15-1 2000 – 3p Cent at par 1200- - House & furniture 750- - Shares of ships 1600- - -Do- in a fire office 25- - 4634–15-1 Her private debts amount to 2600- - Leaving her £2034–15–1 Anthony Nichol’s Property Upon balancing his books on the 1st Jan[uar]y 1809 it appeared he was indebted £1060-6-4 more than he could pay, as he had lodged a large sum of money in the hands of John Hodgson & Son who became Bankrupts sometime ago, he had every reason to believe at the time they were people of respectability, but their property was all in the West Indies and two houses there failed in their Debt £40,000 The Debt Ant Nichol proved against John Hodgson & Son was £4,666.17.2 He wanted of H Toller who absconded 379.10.9 5,046.10.9 He has since received from Securities given to him by Hodgson and Son 1,000. 0.0 and from Toller 50. 0.0 He expects he will get 4/- in the pound more from Hodgson’s estate but their property consisting of Debts in the West Indies, it is very doubtful, however presuming he will get 4/- in the Pound it will be about 933. 0.0 2,003. 0.0 from which take what he is indebted 1,860. 6.4 it will leave him clear £222.13.8 His books will prove the correctness of this Statement